Well to begin with I am finally working after 3 years. It is my first job out of college. I got hired on with my company as a biochemist in March 2011, giving me a week to relocate myself to San Diego. During this time of employment I have been trying to pay down on my debt while increasing my savings by $1000 a month (for a down payment on a house). I never thought that homeownership would be possible in Southern California at the age of 30, especially since I am 28 years old now. But after crunching the numbers and finding new real estate prices I realize that it is possible. I just need to buckle down and be more proactive on saving my money but not avoiding my debt.
Starting next semester I will be starting real estate classes, I believe that it is important to understand what you are doing before you invest your money and self into such a long term investment. I really wish I understood stocks better, if I did I might actually invest in it and making some money in it. I am only saying that because I had two good calls that I would be a well off girl if I actually bought. O well.
Basically I created this blog to track my spending and keep me honest. In a later post I will be laying out all the numbers I just have to put everything together.
I know that one of my major costs is food. I am a Sprouts Farmers Market junky. I know that I could eat for a lot cheaper but I also remember when I was buying from coupons and such I ended up eating junk that put my weight close to 250 lb. Now after a lot of work and the help of Weight Watchers I am at around 200 lbs and still losing.
I did end up getting the paper today (Sunday) and tried doing the ads and coupon thing. I have no clue how the extreme couponers do it. Maybe I just have not found a good method for comparing prices and coupons. But I will keep trying.
I am looking forward to hearing questions, insight and ideas on how everyone else seems to manage frugal life.